Bank of america cet1 ratio

By the end of Q1 2017, Morgan Stanley strengthened its position as the best capitalized major bank in the world with a common equity tier 1 (CET1) figure of 16.6% – a good 660 basis points (6.6% points) above its 2019 target. In comparison, Bank of America’s CET1 buffer is a modest 100 basis points (1% point). Morgan Stanley’s CET1 ratio, while the highest ratio out of all the banks, has declined from 17.4% to 16.0% While there has been a decline in CET1 Ratios for most Banks over the period, all have CET1 ratios above 10%, well above the minimum requirements of 4.5% to 7%. Citigroup’s CET1 ratio is down from 14% to 13.9% (though it’s Total Capital ratio is up 0.6%) Morgan Stanley’s CET1 ratio has increased from 15.6% to 17.4% Generally stronger capital ratios over the course of the year and well above regulatory minimums.

Bank of America (NYSE: BAC): Financial Highlights2 Business Highlights2 Consumer Banking • Revenue, net of interest expense, (FTE basis) up 4% to $19.8B (A) • Net interest income (NII) (FTE basis) up 2% to $10.0B (A) – Excluding market-related NII and other adjustments (A), NII was $10.5B, Investing in women at Bank of America and around the world. Investing in women at Bank of America and around the world Spotlighting the Cherie Blair Foundation and the power of mentorship. Spotlighting the Cherie Blair Foundation and the power of mentorship video button Press to play the video. The CET1 ratio compares a bank's capital against its assets. Additional Tier 1 capital is comprised of instruments that are not common equity. In the event of a crisis, equity is taken first from Under the Basel Accords, the bank's minimum capital ratio requirement is set at 8%, and 6% must be in the form of Tier 1 capital. The 6% Tier 1 ratio must be composed of at least 4.5% of CET1, with the remainder coming from other forms of Tier 1 capital. In other words, their projected minimum CET1 ratios under the severely adverse scenario were above the basic 4.5% CET1 requirement. However, as shown below, only BAC and WFC have projected minimum

As of December 2019, Bank of America holds about 11.2% of its risk-weighted assets in tier 1 common equity (referred to as the CET1 ratio). In essence, the CET1 ratio measures the core capital

Citigroup’s CET1 ratio is down from 14% to 13.9% (though it’s Total Capital ratio is up 0.6%) Morgan Stanley’s CET1 ratio has increased from 15.6% to 17.4% Generally stronger capital ratios over the course of the year and well above regulatory minimums. that yields the lower ratio is used to assess capital adequacy, which for CET1 is the Standardized approach for 4Q18. According to Basel III capital and liquidity rules, all banks must have a minimum CET1 to risk-weighted assets (RWA) ratio of 4.50% by 2019. Common Equity Tier 1 Ratio = Common Equity Tier 1 Leverage Ratio forth quarter 2019 Comment: Due to net new borrowings of 0.52%, Leverage Ratio detoriated to 8.19, below company's average Leverage Ratio. Within Money Center Banks industry in the forth quarter 2019, 39 other companies have achieved lower Leverage Ratio than Bank Of America. While total ranking remained unchanged compare to previous quarter at no. . Bank of America (NYSE: BAC): Financial Highlights2 Business Highlights2 Consumer Banking • Revenue, net of interest expense, (FTE basis) up 4% to $19.8B (A) • Net interest income (NII) (FTE basis) up 2% to $10.0B (A) – Excluding market-related NII and other adjustments (A), NII was $10.5B, Investing in women at Bank of America and around the world. Investing in women at Bank of America and around the world Spotlighting the Cherie Blair Foundation and the power of mentorship. Spotlighting the Cherie Blair Foundation and the power of mentorship video button Press to play the video.

16 Oct 2019 Regarding CET1 ratios given the reduction in capital. I just reviewed our CET1 ratio standardized, decreased to 11.4%, which is nearly 200 basis 

According to Basel III capital and liquidity rules, all banks must have a minimum CET1 to risk-weighted assets (RWA) ratio of 4.50% by 2019. Common Equity Tier 1 Ratio = Common Equity Tier 1 Leverage Ratio forth quarter 2019 Comment: Due to net new borrowings of 0.52%, Leverage Ratio detoriated to 8.19, below company's average Leverage Ratio. Within Money Center Banks industry in the forth quarter 2019, 39 other companies have achieved lower Leverage Ratio than Bank Of America. While total ranking remained unchanged compare to previous quarter at no. . Bank of America (NYSE: BAC): Financial Highlights2 Business Highlights2 Consumer Banking • Revenue, net of interest expense, (FTE basis) up 4% to $19.8B (A) • Net interest income (NII) (FTE basis) up 2% to $10.0B (A) – Excluding market-related NII and other adjustments (A), NII was $10.5B,

Morgan Stanley’s CET1 ratio, while the highest ratio out of all the banks, has declined from 17.4% to 16.0% While there has been a decline in CET1 Ratios for most Banks over the period, all have CET1 ratios above 10%, well above the minimum requirements of 4.5% to 7%.

The CET1 ratio compares a bank's capital against its assets. Additional Tier 1 capital is comprised of instruments that are not common equity. In the event of a crisis, equity is taken first from Under the Basel Accords, the bank's minimum capital ratio requirement is set at 8%, and 6% must be in the form of Tier 1 capital. The 6% Tier 1 ratio must be composed of at least 4.5% of CET1, with the remainder coming from other forms of Tier 1 capital. In other words, their projected minimum CET1 ratios under the severely adverse scenario were above the basic 4.5% CET1 requirement. However, as shown below, only BAC and WFC have projected minimum Tier 1 Capital Ratio Tier 1 Capital Ratio FDIC Definition: Tier 1 (core) capital as a percent of risk-weighted assets as defined by the appropriate federal regulator for prompt corrective action during that time period. Leverage Ratio forth quarter 2019 Comment Due to net new borrowings of 0.52% , Leverage Ratio detoriated to 8.19 , below company's average Leverage Ratio. Within Money Center Banks industry in the forth quarter 2019, 39 other companies have achieved lower Leverage Ratio than Bank Of America.

yields the lower ratio is used to assess capital adequacy, which for CET1 is the Standardized approach for 3Q19. • CET1 ratio of 11.4 % declined 30 bps from 2Q19 – CET1 capital of $169.2B, down $2.3B – Standardized RWA of $1,486B, increased $19B • Increased capital returned to shareholders – Repurchased $7.6B of common shares and paid

yields the lower ratio is used to assess capital adequacy, which for CET1 is the Standardized approach for 3Q19. • CET1 ratio of 11.4 % declined 30 bps from 2Q19 – CET1 capital of $169.2B, down $2.3B – Standardized RWA of $1,486B, increased $19B • Increased capital returned to shareholders – Repurchased $7.6B of common shares and paid CET1 ratio 11.2% 11.4% 11.6% Advanced approaches Risk-weighted assets $1,447 $1,440 $1,409 CET1 ratio 11.5% 11.7% 11.9% Supplementary leverage Supplementary leverage ratio (SLR) 6.4% 6.6% 6.8% 1 Represents a non-GAAP financial measure. For reconciliation, see page 18 of this press release. Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer By submitting this form, you authorize Bank of America to contact you at the telephone number or email provided here, even if you’ve previously registered on a Do Not Call registry or requested that we not send you marketing information by email.

17 Jul 2019 $171B of Common Equity Tier 1 Capital (CET1) and CET1 ratio of 11.7% 3. • $552B of average Global Liquidity Sources. 4. • Plan to return  Bank of America Reports Record Quarterly Earnings of $7.3 Billion, EPS $0.70. Full-Year Common equity tier 1 capital ratio - Standardized approach. 11.6%. 2 Apr 2019 The statistic presents the tier 1 capital ratio at the Bank of America from 2009 to 2018. The tier 1 common capital ratio is a measure of a bank's  28 Aug 2018 Bank of America's CET1 ratio has increased from 11% to 11.3% over the year. Wells Fargo's CET1 ratio has increased from 12% to 12.7%. JP  U.S. Bank Performance: Liquidity, Total Equitiy Captital, Tier 1 Capital. Asset Size, # Inst, Rsk Wt Assets, Tier 1 Capital, Ratio 2, Bank of America Corporation, BAC, 137,072, 1,866,841,000,000, 1,246,505,000,000, 156,600,000,000, 12.56.